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.05)}}.rate-calculator-section{padding:66px 0;background:#fff}.rate-calculator-header{max-width:720px;margin:0 auto 56px;text-align:center}.rate-calculator-header h2{font-size:38px;font-weight:900;letter-spacing:-.8px;color:#020617;margin-bottom:14px}.rate-calculator-header p{font-size:16px;line-height:1.8;color:#475569}.rate-calculator-grid{display:grid;grid-template-columns:1.1fr 0.9fr;gap:40px;align-items:start}.rate-form-card{background:linear-gradient(180deg,#ffffff,#f8fafc);border:1px solid #e5e7eb;border-radius:20px;padding:36px 40px;box-shadow:0 18px 36px rgb(2 6 23 / .08)}.rate-form{display:grid;gap:24px}.form-row{display:grid;gap:20px}.form-row.two-col{grid-template-columns:repeat(2,1fr)}.form-row.three-col{grid-template-columns:repeat(3,1fr)}.form-group label{display:block;font-size:13px;font-weight:700;color:#020617;margin-bottom:8px}.form-group input,.form-group select{width:100%;height:52px;padding:0 14px;font-size:14px;color:#020617;background:#fff;border:1px solid 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p{font-size:14px;color:#020617;margin-bottom:10px}.result-note{margin-top:20px;padding-top:16px;border-top:1px solid #e5e7eb}.result-note p{font-size:13px;line-height:1.7;color:#64748b}.result-actions{margin-top:28px;display:flex;flex-direction:column;gap:14px}@media (max-width:900px){.rate-calculator-grid{grid-template-columns:1fr}.rate-result-card{position:static}}@media (max-width:640px){.rate-form-card,.rate-result-card{padding:28px 24px}.rate-calculator-header h2{font-size:30px}.rate-result-card h3{font-size:34px}}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;height:52px;padding:0 22px;font-size:14px;font-weight:700;text-decoration:none;white-space:nowrap;border-radius:14px;border:none;cursor:pointer;transition:background-color 0.25s ease,color 0.25s ease,box-shadow 0.25s ease,transform 0.15s ease}.btn.primary{background:linear-gradient(135deg,#2563eb,#1d4ed8);color:#fff;box-shadow:0 14px 28px rgb(37 99 235 / 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